Direct Debit Terms and Conditions

I/We understand and acknowledge that:

1. The Customer’s Financial Institution Account as detailed in the attached DDR will be debited weekly, on a Friday any amount which the CFMEU Construction & General Division, User ID 102216, may debit or charge me/us through the Bulk Electronic Clearing System (BECS).
2. Not less than 14 days’ notice will be given to the Customer if the CFMEU Construction & General Division proposes to vary the amount or frequency of future debits.
3. If the Customer wishes to request deferment of, or alteration to, any of these arrangements, the Customer must do so either in writing to the office at 80 Beaufort Street, Perth WA 6000, or by telephoning (08) 9228 6900 and advising of such alteration or deferment.
4. This agreement will remain in force until further notice, in writing, is forwarded by The Customer to the CFMEU Construction & General Division, 80 Beaufort Street, Perth, advising of their intention to stop any Debit item or cancel their DDR. All such requests for stops or cancellations must be directed to the CFMEU Construction & General Division office, 80 Beaufort Street, Perth, in the first instance.
5. Any queries or dispute in relation to any debit item are to be directed to the CFMEU Construction & General Division office, 80 Beaufort Street, Perth, within 30 days of the date of the debit in question.
6. (i) Direct debiting through BECS is not available on a full range of accounts. The Customer is advised to check with their Financial Institution.
   (ii) The Customer is advised to check account details against a recent statement from their Financial Institution, and if uncertain, check with your Financial Institution before completing the DDR.
7. It is the Customer’s responsibility to have sufficient clear funds available in the relevant account by the due date to permit the payment of Debit Items initiated in accordance with the relevant DDR;
8. When the due date for payment falls on a day which is not a Business Day, the payment will be deducted from the Customer’s account on the following Business Day after the normal due date.
9. When a Debit Item is returned unpaid by the Financial Institution nominated, that payment amount will be added back on to the Customer’s account, along with any fees charged by the Financial Institution.
10. Details of Customer’s records and account details will remain confidential to the CFMEU Construction & General Division, however it is noted that the Bank may require such information to be provided in connection with a claim made on it relating to an alleged incorrect or wrongful debit.
11. Upon receipt of the first payment, the member will have full access to the benefits of the CFMEU, with the exception of the travel insurance and the members’ discount at the Construction Skills Training Centre. Once the balance of the first six month ticket is paid off (currently $465) the member will have access to these benefits as well.